TIAA Bank Structured Mortgage Finance
Put your business on a stronger foundation for success
You can count on us for fast, efficient funding and timely communication.
You can count on us for fast, efficient funding and timely communication.
TIAA Bank Structured Mortgage Finance is where high quality mortgage banking companies turn for a stable funding source, state of the art technology and superior service. So if you’re ready to grow your potential for success, we’re ready to lay the foundation. Funding, efficiency and service—these are just a few of the ways we’ll commit to your business.
TIAA Bank is backed by TIAA, a company with over $1.3T in assets and a 100+ year history of providing quality financial services.
Take a moment to review our facility options and client funding requirements, then contact us to discuss your financing needs.
Warehouse facility size | $100M up to $400M |
Type | Repurchase facility |
Eligible products | Agency, government, jumbo, and HECM loans |
Term | 364 days |
Pricing | Determined by financial profile, product mix, and other attributes |
Standard warehouse period (dwell time) | 60 days |
Wet sub-limit | Up to 50% of commitment |
Guarantees | Generally not required except when given to other lenders |
MSR facility size | Up to $100M |
Type | Secured loan facility |
Eligible products | Agency, government, and private label MSRs |
Term | 1-year revolver with 2-year term out |
Pricing | Determined by financial profile, product mix, and other attributes |
Originators | Proven record of originating high-quality mortgages through retail and/or third-party channels | ||||
Experience | Senior managers with 10 years or more of industry experience, and a history of managing warehouse lines successfully | ||||
Minimum adjusted tangible net worth |
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Profitability | History of profitable operations and positive cash flow | ||||
Repurchases | No significant unresolved investor repurchases or indemnification issues/liabilities |
Time is money, which is why our dedicated support team is here to ensure that your needs are continually being met in an efficient and timely manner
Information to keep in mind
Important Notice: This is for promotional purposes only. Nothing herein shall be constructed as a commitment to provide credit or other services. Some applications may require additional information or consideration. Product terms, requirements, and conditions are subject to change. Each proposed product is subject to TIAA Bank’s approval process. Normal credit standards apply. Program terms/guidelines are subject to change. The terms in this promotion are subject to change and actual terms may vary from the above examples.
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SVP, Warehouse Operations Manager
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SVP, Mortgage Warehouse Finance Executive
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SVP, Chief Credit Officer
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SVP, Relationship Management Manager
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VP, Relationship Manager
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VP, Relationship Manager
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VP, Relationship Manager
A relationship manager will be in touch shortly.